Many of life’s major milestones – buying a new home, starting or purchasing a business, purchasing a new car or making an investment – require large amounts of capital that, realistically speaking, most Australians cannot produce upfront. In times like these we rely on major lending institutions to help us obtain the appropriate funding.
When this happens, you need ensure you have negotiated the best possible interest rate on your loan with repayment terms that not only you can comfortably afford but that suit your lifestyle and acquisition needs. The best way to do this is by taking advantage of the long standing relationships Stones Sharp are proud to have with various Australian Banks, Lending Institutions and Mortgage Brokers who have access to over 30 lenders and can provide an unrivalled range of products to meet your every finance need.
Stones Sharp has years of experience in assisting many clients over the years in obtaining appropriate finance and are able to liaise with the lending institution and mortgage brokers on your behalf with ease, keeping it less stressful and time consuming for you.
ASSISTING YOU IN OBTAINING FINANCE
Stones Sharp can assist you with preparation of submissions for finance funding including preparation of financial statements, projected budgets and projected cashflows, statement of asset and liabilities. With our assistance, we can help negotiate better terms and interest rates and assist in ensuring that the finance structure meets your needs and cash flow requirements. A well-created loan can end up saving you thousands of dollars in repayments and interests on the following:
- Business Loans
- Commercial Loans
- Business Overdrafts
- Consolidated Loans
- Equipment Finance – Hire Purchase, Chattel Mortgage and Leasing
- Car Loans
- Home Loans
- Investment Loans
- Line of Credit
- Personal Loans
- Non-Conforming Loans
- Refinanced Loans
Many clients come to us for advice on buying a business including franchise businesses. In situations like this, before you apply for a loan Stones Sharp can assist you and your Solicitor with the due diligence process to ensure that you are getting what you are paying for including what you have been promised ensuring that you have a comprehensive overview of the health of the prospective business. Facts and information discovered during this process will be instrumental in establishing the funding requirements you will need to purchase the business and for ongoing operations. As every business is different, you need assistance from someone like Stones Sharp, who does not take a ‘one size fits all approach’.