What You Can Invest In With Your Self-Managed Super Fund

The money you have been putting away all these years for your super can become your very own Self-Managed Superannuation Fund (SMSF), in which you can invest in anything you can think of in order to make that money grow for your ultimate retirement or for anything else you can think of down the track.

There are particular things you should know about your SMSF and investment options.

This is what you should know about your SMSF investment options:

  • What to consider first

Firstly you need to ensure that your Trust Deed does not prohibit the investments you may have been already considering. Once you have read through the document, you will have a better understanding of what you can and cannot invest in.

Be aware of the regulatory limits that may prevent your SMSF from borrowing money to further invest in assets such as shares or property. The only way around this is if the funds are provided via the Limited Resource Borrowing Arrangement.

  • The Benefits

The benefits are perhaps self-explanatory. You’ll be in complete control for the first time of the funds you possess and have accumulated and you will be able to choose the right investment opportunity that meets your needs.

Having an SMSF means you are not locked in like you would be with other funds, especially in the retail market. With an SMSF, you can further grow your investment to achieve a life without the struggles that many other retirees currently experience.

  • What you can invest in

After you have familiarised yourself with your Trust Fund limitations, the options are open. Here’s a list of some of the things you may want to consider:

  • Crypto currencies such as Bitcoin
  • Private Unit Trusts
  • A business
  • Antique shops
  • Commercial property
  • Factory Units
  • Shops
  • Land/Property
  • Direct investments

Now that you have a clearer idea of what you can invest in with your Self-Managed Superannuation Fund, you can make better and well-informed decisions to ensure your super will become an investment that will grow.

For more information or particular advice regarding your super, contact us and we will give you the guidance you need to make the right decision for your needs.

Related Tag: Self Managed Super Fund Taxation

2018-10-17T02:23:48+00:00May 9th, 2018|